Charter Savings Bank is a retail savings bank, offering UK customers a choice of savings accounts, offering a simple and straightforward way to save, with competitive interest rates supported by excellent service. It has received multiple awards for its proposition, marketing and product offerings, including ISA Provider of the Year, Best Fixed Rate Savings Provider and awards for customer service.
The Financial Services Compensation Scheme (FSCS) is the United Kingdom's statutory deposit guarantee scheme that covers deposits up to £120,000 (£240,000 for joint accounts), per banking group regulated by the Financial Conduct Authority or the Prudential Regulation Authority. This means that if the bank fails, and deposits become unavailable, the scheme may cover your deposit account deposit up to £120,000 (£240,000 for joint accounts), per banking group. Compensation limits are per person per firm, not per deposit. Be aware that if you have other deposits with this bank (or banking group) then the protection applies only to eligible deposits up to this limit. For more information on FSCS protection, and eligibility, please see FSCS eligibility. Funds held under a trust model can take up to three months to be returned, but in most cases will be returned sooner than this.
Transfer your existing Cash ISA, Stocks & Shares ISA, or Innovative Finance ISA entirely online through the Meteor Savings and Investments Platform.
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Cash ISA
Fixed Term
1 year
Expected profit
4.72 % AER
Cash ISA
Fixed Term
2 years
Expected profit
4.71 % AER
General
Fixed Term
3 years
Expected profit
4.62 % AER
We're here to answer any questions you may have.
A Fixed Term Deposit, also known as a term deposit or fixed rate bond, is a type of savings account where you deposit a sum of money for a set period (the "term") and receive a fixed interest rate (or expected profit rate in the case of Shariah savings) for that duration.
A Notice account is a type of variable rate savings account that requires you to give advance notice before you can withdraw your money and allows you to top up freely. In exchange for this restriction, notice accounts typically offer higher interest rates than Easy Access accounts, but lower rates than Fixed Term Deposits.
An Easy Access account, also known as an instant access or no-notice account, is a variable rate type of savings account that allows you to deposit and withdraw money whenever you need to, with no penalties. These accounts offer flexibility and convenience for savers.
