UBL UK

Account type

Notice

4.05% AER

FSCS Protected
Deposit guarantee

FSCS Protected

(Max. £85,000)
Deposit amount

£500 - £85,000

Withdrawal notice

95 days

Bank provider

UBL UK believe exceptional banking goes beyond transactions - it's about building lasting relationships based on trust, understanding, and shared values. Since 2001, they have provided personal and business banking solutions using a customer-centric approach that puts the customer needs at the forefront.

Their commitment to the customer is simple. They offer flexible, easy-to-use services tailored to their customers’ specific financial goals. Whether a customer is saving for the future, growing a business, or managing day-to-day finances.

'Treating Customers Fairly' is UBL UK’s guiding ethos. By placing this at the heart of everything they do, they uphold the highest standards of fairness and respect to build strong relationships, whilst taking pride in the trust the customer has placed in them and continuously strive to exceed expectations. UBL UK’s FIRST promise is made up of the core values that inform every service and interaction, designed to help them meet and surpass these expectations.

Deposit protection

The Financial Services Compensation Scheme (FSCS) is the United Kingdom's statutory deposit guarantee scheme that covers deposits in savings accounts up to £85,000 (£170,000 for joint accounts), per banking group regulated by the Financial Conduct Authority or the Prudential Regulation Authority. This means that if the bank fails, and deposits become unavailable, the scheme may cover your deposit account deposit up to £85,000 (£170,000 for joint accounts), per banking group. Compensation limits are per person per firm, not per deposit. Be aware that if you have other deposits with this bank (or banking group) then the protection applies only to eligible deposits up to this limit. For more information on FSCS protection, and eligibility, please see FSCS eligibility. Funds held under a trust model can take up to three months to be returned, but in most cases will be returned sooner than this.

Maximise your ISA potential

Transfer your existing Cash ISA, Stocks & Shares ISA, or Innovative Finance ISA entirely online through the Meteor Savings and Investments Platform.

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Your questions, answered

We're here to answer any questions you may have.

A Fixed Term Deposit, also known as a term deposit or fixed rate bond, is a type of savings account where you deposit a sum of money for a set period (the "term") and receive a fixed interest rate (or expected profit rate in the case of Shariah savings) for that duration.

A Notice account is a type of variable rate savings account that requires you to give advance notice before you can withdraw your money and allows you to top up freely. In exchange for this restriction, notice accounts typically offer higher interest rates than Easy Access accounts, but lower rates than Fixed Term Deposits.

An Easy Access account, also known as an instant access or no-notice account, is a variable rate type of savings account that allows you to deposit and withdraw money whenever you need to, with no penalties. These accounts offer flexibility and convenience for savers.